An insurance agency representing the Erie Insurance Group, AJR Insurance, LLC, conforms to their value of the Golden Rule: treat others as you would like to be treated. Our ideal of always keeping in mind the interests of our clients truly sets us apart from other agents.
In keeping with the Golden Rule, at AJR Insurance our priority is to provide our individual clients or business owners with an honest assessment of their needs and exposures through personal consultations and case reviews. You’ll be certain that you’re being offered the most affordable products for your specific situation, but most importantly, you’ll know that your interests are protected.
AJR Insurance represents several different insurance companies and offers a wide variety of products from the Property and Casualty, and Life and Health Industries. We provide auto, home, life, and business insurance for all of Maryland.

Posted: February 2, 2026
Ice dams form when snow on a roof melts, runs down to colder eaves, and refreezes into a ridge that blocks drainage. Over repeated melt-freeze cycles, water can back up under shingles and leak into ceilings, walls, insulation, and belongings. Why Ice Dams Happen Most ice dam problems start with uneven roof temperatures. Heat escaping into the attic warms the upper roof surface above 32°F...
Posted: January 19, 2026
Is Your Company Really Protected? A new year is the perfect time for businesses to run a quick “audit” of their insurance program. Over the past twelve months, your company may have opened a new location, hired more staff, bought equipment, or added services. If your coverage has not kept pace, one loss could disrupt everything you have built. Start With An Annual Coverage Audit...
Posted: January 16, 2026
What Your Friend on Social Media Got Wrong! Everyone has that friend who becomes an instant expert after watching a short video or reading a headline. Insurance myths travel fast, and they can cost real money when a claim happens. Clearing up a few of the most common myths helps you choose better protection and avoid unpleasant surprises. Myth #1: Red Cars Cost More to...