An insurance agency representing the Erie Insurance Group, AJR Insurance, LLC, conforms to their value of the Golden Rule: treat others as you would like to be treated. Our ideal of always keeping in mind the interests of our clients truly sets us apart from other agents.
In keeping with the Golden Rule, at AJR Insurance our priority is to provide our individual clients or business owners with an honest assessment of their needs and exposures through personal consultations and case reviews. You’ll be certain that you’re being offered the most affordable products for your specific situation, but most importantly, you’ll know that your interests are protected.
AJR Insurance represents several different insurance companies and offers a wide variety of products from the Property and Casualty, and Life and Health Industries. We provide auto, home, life, and business insurance for all of Maryland.
Recent News & Updates
How to Prepare for a Winter Road Trip
Posted: December 16, 2025
Plan Your Route Like a Pro: Weather, Detours, and “Plan B” Check official state DOT and highway apps for live road conditions, closures, and chain controls before you leave and at each fuel stop. Pair those with a forecast tool that shows hour-by-hour precipitation and wind along your route so you can shift departure by a few hours if a front is moving through. Build...
4 Reasons to Purchase Business Interruption Insurance
Posted: December 4, 2025
The Need for Revenue Doesn’t Pause When You Can’t Do Business Business interruption (BI) insurance replaces lost income when a covered peril forces you to slow or stop operations. Typical triggers include fire, wind, or water damage that makes your premises unsafe or unusable, or a direct physical loss to key equipment that halts production. Property insurance pays to repair buildings and equipment; BI covers...
A Guide to Winterizing Your Home
Posted: December 2, 2025
Drafts, Doors, and Dollars To winterize your home, start with the biggest leaks, such as attic hatches, exterior doors, baseboards, and windows. Add adhesive weatherstripping to door jambs and sweeps to the bottom edge; use silicone caulk around window and door casings, plumbing penetrations, and where siding meets the foundation. Do a simple smoke-pencil test: on a windy day, turn on kitchen/bath fans, then move...